LOAN PRODUCTS

LendingEdge offers 5 types of personal loan products.

  • KwikAdvance

    Amount

    1,000 - 20,000 VT

    Duration

    per fortnight

    Interest

    10% per pay period

    Deposit

    ---

    Fee

    1,000 VT

    A quick loan of up to 20,000vt is awarded to eligible clients. This can be referred to as a “pay day” loan. The loan is required to be repaid by the borrower immediately on the following payday. Borrowers not borrowing exactly on their pay dates will be subject to a repayment calculation on a pro-rata basis. This type of loan can be used for emergency purposes and recurring expenses.

  • Flexy Loan

    Amount

    21,000 - 100,000 VT

    Duration

    6 months

    Interest

    5% per pay period

    Deposit

    ---

    Fee

    2000 VT

    LendingEdge can loan up to 100,000vt through this product. This product is targeted at customers who are looking to borrow money for school fee purposes, rebuilding after a natural disaster, organising or involving in custom ceremonies, death expenses, celebrating an achievement and of course for other personal reasons. The borrowed money should be repaid within 6 months ONLY. A loan repayment schedule can be provided beforehand, upon request by the borrower, to assess their personal financial strength eligibility.

  • Ezzy Loan

    Amount

    100,000 - 200,000 VT

    Duration

    12 months

    Interest

    2.5% per pay period

    Deposit

    30%

    Fee

    8000 VT

    LendingEdge can loan up to 200,000vt through this product. This product is design to meet larger and one-off financial needs of borrowers. It can be used to prepare borrowers for wedding ceremonies, to help fund holiday trips either locally/overseas, celebrate a major achievement and for other purposes. The borrowed money should be repaid within 12 months ONLY. Like the Flexi Loan product, a loan repayment schedule can be provided beforehand, upon request by the borrower, to assist them in assessing their financial strength in meeting this loan repayment and meeting other financial commitments concurrently.

  • Premier Loan

    Amount

    > 200,000 VT

    Duration

    24 months

    Interest

    2% per pay period

    Deposit

    30%

    Fee

    10,000 VT

    This is the option for those looking for a bigger amount to be repaid over a longer timeframe. This product is to assist borrowers in larger financial needs such as depositing for a land, wedding ceremonies, etc. Under this product, LendingEdge lends up to 300,000vt which can be repaid within 12 or 24 months. A loan repayment schedule can also be provided to assist borrowers in assessing their financial situation before obtaining a loan.

  • Refinancing Loan

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    -

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    This is a product offered to customers who are looking at refinancing their loans. The terms and conditions of products 1 to 4  above will be applied to our refinancing loans which means that the refinancing amount will determine which loan products the refinancing loan will come under.

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Yumiwork

Lolam House, Top Floor

Kumul Highway

PO Box 3315

Port Vila, Vanuatu

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